Homoeopathy
has always been a popular alternative to conventional medicine, especially in
India. The government spent close to Rs.167 crore on the development of
homoeopathic practices in 2015-16. Along with allopathy and Ayurveda, it is one
of the most crucial forms of remedies that individuals seek.
While
some prefer sticking to conventional allopathic treatment, others may want to
consult homoeopathic practitioners from time to time. Regardless of the branch
of medical science you favour, treatment under both can be considerably
expensive. A health card
is a necessity when looking to curtail these sudden and unplanned medical
expenditures.
Nevertheless,
before choosing one or the other, one should know about the pros and cons of
both these practices.
Allopathy
Benefits of
Allopathic treatments
An
individual undergoing conventional treatment can expect the following
advantages from it -
●
Extensive research and scientific evidence regarding treatment
efficacy
Allopathic
treatment involves remedies that undergo extensive testing before they are used
to treat ailments. Before a medication arrives in the market, it must pass
through years of clinical trials. In most cases, a new drug is initially tested
through animal trials before conducting human trials.
●
Surgeries combined with prescription medication
In
allopathic medicine, doctors may begin treatment with drugs and lifestyle
changes. However, if the condition deteriorates, these practitioners may
recommend undergoing invasive procedures.
In
most cases, surgeries are reserved as the last option, but these surgical
treatments, mixed with medication, can greatly increase a patient’s chances of
recovery.
Although
costly, possessing a health card should ensure affordability for such forms of
treatment.
Drawbacks
of allopathic treatments
The
following disadvantages of mainstream medicine often force individuals to seek
alternative forms of therapy.
●
Side effects of medication
A
major drawback for allopathic treatments is that most prescribed drugs often
lead to unwarranted side effects. These effects may be limited to minor health
issues or may even cause major impairments.
●
Treatment is expensive
Allopathic
therapies are generally the most costly form of treatment. Apart from
consultation fees and medication, conventional medicine also involves the use
of diagnostic procedures that can be expensive. Moreover, some patients may
require surgical treatments as well, which puts an additional strain on their
finances.
Thus,
an EMI health card is vital to minimise financial burden when availing
allopathic treatments.
Homoeopathy
Benefits of
homoeopathic treatments
Ailing
individuals often prefer homoeopathy for the following beneficial reasons -
●
Natural remedies with no side effects
Homoeopathy
follows a holistic approach for treatment, where only natural products are used
as medication. With the absence of harmful chemicals, homoeopathy can prevent
any side effects from drug doses, unlike in conventional medicine.
●
Inexpensive treatment
In
most cases, undergoing a homoeopathic remedy tends to limit your expenses on
treatment. When compared to conventional medicine, homoeopathy is always the
more affordable option.
Drawbacks
of homoeopathic treatments
●
No surgical therapy
Homoeopathy
does not include invasive or surgical procedures. Therefore, any condition
where surgical reconstruction or removal is necessary cannot be treated using
homoeopathy.
●
Lack of extensive research and testing
Homoeopathic
medications do not undergo the same level of testing as allopathic remedies.
Due to the limited testing and research in this field, it can be difficult to
presume whether certain homoeopathic medications provide the desired outcome.
Additionally, some patients vouch for such a drug’s efficacy while many others
do not experience any relief in their health conditions after these
therapies.
If
expense plays a role in you choosing one or the other amongst these two forms
of treatment, you must avail a health card. Doing so should significantly limit
such unplanned medical expenses from burning a hole in your pocket.
Why opt for a health card?
The
Bajaj Finserv Health EMI Network Card is a unique financial product that can
help individuals afford a wide variety of treatments, both allopathic and
homoeopathic. With such a card, you can convert your medical bills into
hassle-free monthly instalments.
Additional features of the EMI health card
Apart
from this EMI feature, such cards also provide a range of other beneficial
aspects as well, which includes –
●
Flexibility in repayment tenor - Cardholders can choose the repayment period, as per their
financial situation and payment ability. To minimise monthly liabilities, you
can opt for the maximum tenor, which is 24 months from the date of medical bill
clearance.
●
High-valued credit - When
an individual applies for such a health card, it arrives bearing a pre-approved
credit limit. Eligible applicants can even look forward to a pre-approved limit
of up to Rs.4 lakh, which should be sufficient for all medical necessities.
Thus,
applying for a health EMI network card can assist in affording the best quality
therapies and treatments. Make sure to check the health card eligibility
before submitting your application.
